A trip and busy weeks

Simplified example

Friends ask whether you want to travel with them for a week. You have a job, a rented flat and a loan repayment.

What do you do?

Choose a decision to see its consequences. You can look at every option; there is no time limit and no one right answer.

A. Go along and use holiday days

Right away: Travelling on working days uses holiday days. The confirmation shows costs and travel time before anything is booked.

Possible later: Wages, rent and repayments continue during the trip. Your account should cover them.

B. Join just for the weekend

Right away: Shorter, cheaper and without holiday days.

Possible later: Everyone pays their own share of shared experiences.

C. Say no this time

Right away: Nothing costs extra.

Possible later: A later trip is easier to plan once your emergency fund is in place.